University of Michigan
Bunda College of Agriculture Cheetah Paprika Ltd.; World Bank, Malawi Country Office;Cheetah Paprika Limited (CP), Malawi Rural Finance Corporation (MRFC), Malawi Rural Finance Company (Malawi); University of Michigan; World Bank; World Bank, Development Economics Research Group (US)
Xavier Gine; Dean Yang
This project aimed to demonstrate how biometric technology, specifically fingerprinting, can help improve the functioning of rural credit markets in Malawi. It tested whether a fingerprint-based credit history database can help lenders expand credit to reliable borrowers, while withholding it from past defaulters.