Description

The objectives of this presentation was to (1) identify stratification of households in peasant economies as a result of differences in capitals and livelihood strategies, (2) to assess the extent in which risk perceptions and coping strategies respond to such differences, and (3) to analyze the extent in which such differences should be considered for the identification of rural financial services.

The presentation concluded that indeed differences in risk perceptions and risk coping strategies should be considered for better identification of financial services. The results also showed that financial needs are not homogeneous across the communities studied and that agricultural insurance appears to be one of the most appropriate services for the communities studied.

The results presented are only preliminary. Further research is currently being carried out.